Get ₹10 Lakh to ₹10 Crore at Lowest Interest Rates Against Your Residential or Commercial Property
Up to 75% of Property Value – Maximum loan amount
Lowest Interest Rates – Starting at 9.5% p.a.
Longest Tenure – Up to 15 years
No End-Use Restrictions – Business expansion, education, wedding, medical needs
Multiple Repayment Options – EMI, Step-up/Step-down, Flexible
Part-prepayment Facility – Reduce principal anytime
A Loan Against Property (LAP) allows you to mortgage your residential or commercial property to avail a large loan amount while retaining ownership and usage rights. It’s the smart way to leverage your property’s value for significant financial needs.
| Feature | Benefit to You |
|---|---|
| High Loan Amount | ₹10 Lakh to ₹10 Crore based on property value |
| Low Interest Rates | Starting at 9.5% p.a. – lowest in market |
| Long Tenure | Up to 15 years for comfortable repayment |
| Minimum Documentation | Simple property and income documents |
| Balance Transfer | Switch from high-cost LAP to save money |
Age: 25 to 70 years
Employment: Minimum 3 years total, 1 year current
Income: ₹40,000+ monthly
CIBIL Score: 650+
Age: 25 to 65 years
Business Vintage: Minimum 3 years
Profitability: Last 2 years profitable
ITR: Minimum ₹6 Lakh annual income
Residential Properties: Self-occupied, rented, inherited
Commercial Properties: Office spaces, shops, warehouses
Location: Tier 1, 2, and 3 cities across India
| Applicant Type | Interest Rate | Processing Fee |
|---|---|---|
| Salaried Individuals | 9.5% – 12% p.a. | 1% – 2% |
| Self-Employed Professionals | 10% – 12.5% p.a. | 1% – 2% |
| Business Owners | 10.5% – 13% p.a. | 1% – 2% |
Note: Rates based on income, credit profile, and property value
The numbers are growing with every instant DSA Business Loan disbursal.
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