Get a Car Loan DSA for Salaried and Self-Employed Customers Online in India. Become a Car Loan DSA Partner with 200+ Banks & NBFCs. Car Loan DSA Registration in Pan India can be done in few minutes.
A car loan in India is a type of secured or unsecured loan provided by banks, Non-Banking Financial Companies (NBFCs), and other financial institutions to help individuals purchase a new or used car. The borrower repays the loan in monthly installments (EMIs) over a fixed tenure, including interest charges.
A car loan in India helps buyers purchase a vehicle without paying the full amount upfront. Interest rates, eligibility, and loan terms vary by lender, so compare options before applying. Maintaining a good credit score and choosing the right tenure can save money in the long run.
With 100% financing on a car loan, the bank or lender funds the entire cost of the car, including taxes, registration, and insurance. Instead of paying out of pocket, you can finance the entire amount through the loan, spreading out the cost over affordable monthly installments (EMIs).
A low-interest car loan offers a reduced interest rate, typically based on your creditworthiness, loan amount, and term length. With a lower rate, more of each monthly payment goes toward paying down the principal loan amount instead of interest. This can be especially beneficial for larger loan amounts, saving you hundreds or even thousands of dollars over the loan’s duration.
PAN Card (Mandatory for all lenders)
Aadhaar Card
Passport
Voter ID
Driving License
Aadhaar Card
Passport
Voter ID
Utility Bill (Electricity/Water/Gas – not older than 3 months)
Rental Agreement + Landlord’s NOC (if rented)
Last 3 months’ salary slips
Last 6 months’ bank statements (showing salary credits)
Form 16 (for loans above ₹5 lakh)
Employment Certificate (if required)
Last 2-3 years ITR (Income Tax Returns)
Profit & Loss Statement + Balance Sheet (CA-certified if needed)
Last 6-12 months’ bank statements
Business Proof (GST Registration, Shop Act License, MSME Certificate)
If you have an urgent need for funds and you can’t wait for them to be transferred from your savings or if you need short-term loan for a major expense, then a personal loan will be ideal. Because of the nature of this loan, you can use it to fund any kind of need. There are different types or kinds of personal loans depending on what the borrower intends to use it for. But usually, there is only one type of personal loan available in which the borrower can use the funds however they want.
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