Fuel Your Business Growth with Instant Working Capital Loans in India
Get ₹5 Lakh to ₹5 Crore to Manage Daily Operations, Boost Cash Flow & Seize Growth Opportunities
Working Capital Loan at the Lowest Interest Rates
Why Choose CapitalCow for Working Capital Loans?
Lightning-Fast Disbursal
24-72 Hour Approval – No lengthy bank waits
Minimal Documentation – Basic business documents only
Digital Process – Apply from anywhere, anytime
Flexible Financing Solutions
Loan Amount: ₹5 Lakh to ₹5 Crore
Tenure: 6 months to 3 years
Interest Rates: Starting at 12% p.a.
No Collateral for loans up to ₹50 Lakh
Avail Instant Business Loan Without Any Paperwork or Branch Visit
What is a Working Capital Loan?
A Working Capital Loan is designed to finance your business’s day-to-day operations, including managing inventory, paying salaries, covering operational expenses, and maintaining healthy cash flow cycles. Unlike term loans for fixed assets, working capital loans keep your business running smoothly between revenue cycles.
What are the features of Working CapitalCow
Working Capital Loan Features & Benefits
| Feature | Benefit to Your Business |
|---|---|
| Quick Disbursal | Get funds within 72 hours of approval |
| Flexible Repayment | Choose EMIs that match your cash flow patterns |
| No End-Use Restrictions | Use funds for any business operational need |
| Top-up Facility | Increase loan amount as your business grows |
| Online Account Management | Track and manage your loan 24/7 |
Eligibility and Documentation for Working Capital Loan
Eligibility Criteria
Business Must Be:
Registered in India (Private Ltd, LLP, Partnership, Proprietorship)
Minimum 2 Years in operation
Annual Turnover of ₹20 Lakh+
Profit-making for last 1 year
Documentation Required:
Business PAN Card & GST Certificate
Bank Statements (6 months)
Financial Statements (Last 2 years)
KYC of Partners/Directors
Business Address Proof
EMI Calculator for Working Capital Loan
Working Capital Loan EMI Calculator
Loan EMI Calculator Section
Loan Amount: ₹ [500,000 | 50,00,000]
Tenure: [12 | 36] Months
Interest Rate: [12% | 18%] p.a.
Your Monthly EMI: ₹ 89,442
Total Interest Payable: ₹ 2,19,904
Total Payment: ₹ 32,19,904
Numbers Speak
The numbers are growing with every instant DSA Business Loan disbursal.
Customer Testimonials
What Client Says
I needed a business loan for my small business loan requirement and I received funds from the best lenders in the market with the help of CapitalCow without any hassle.
Kunal Sharma, Mumbai
Instant Business Loan
Got an online business loan without any paperwork and at the lowest interest rate possible. Apply online for business loan and get business loan quickly in your bank account.
Pulkit Jindal, Ahmedabad
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